About Top Drawer Insurance


Top Drawer Insurance Services has traveled a long way. My grandfather, Maurice Melvin, founded his Pasadena, CA agency in 1932. My father, Don Melvin, then took over the reigns in 1965, and continues to sell insurance for Top Drawer Insurance out of his Palm Desert office.

After graduating from the University of Redlands in 1982, I personally decided to pursue other options. In 1985, I felt it was time to give insurance a try. I fell in love with insurance on that first day, 28 years ago, and insurance remains a passion of mine.

I purchased the agency from my father in 1998, merged briefly in 2006 with another agency, then decided early in 2010 to go back to the roots of my family owned business. Top Drawer Insurance Services has arrived.

I believe in the products I sell, and I am proud of the service and commitment I have always given my clients. For over 81 years, hard work and integrity have prevailed in this 3rd generation business.


Jeff David Melvin “JD” - President


Top Drawer Insurance is an independent insurance agency with 25 years of experience writing insurance for Businesses and Individuals. Our goal is to insure all aspects of your life. We represent the finest insurance carriers and offer personalized, “top drawer” service with licensed professionals only.

Call us toll free at 800-335-1363 for a no-cost analysis of your existing policy and a comparative quotation with all of our carriers. We find the mistakes your current agent overlooked.


Learn about our referral program. See what you can win if you refer a friend, family of business.

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